Terms of Use

Last updated: September 10, 2026

The terms that govern your use of this website.

1. Acceptance of Terms

By accessing or using 401Grow at 401grow.com (the "Site"), operated by 401Grow, LLC, you agree to these Terms of Use. If you do not agree, please do not use the Site.

2. Use of the Site

You may use the Site for lawful, personal, and business-informational purposes. You agree not to misuse the Site, attempt to gain unauthorized access, disrupt its operation, or use it in any way that violates applicable law.

Text messaging terms

Providing a mobile phone number is optional. If you choose to provide your mobile phone number when you book a consultation or contact us, you agree to receive one-to-one text messages from 401Grow, LLC related to your request, including appointment confirmations, reminders, and replies to your questions. We do not send marketing text messages. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchasing any service. Reply STOP to cancel at any time. Reply HELP for help, or contact us at scott@401grow.com or (614) 434-6670. Wireless carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how mobile information is handled.

3. Intellectual Property

All content on the Site, including text, graphics, logos, frameworks, calculators, and downloadable materials, is owned by or licensed to 401Grow, LLC and is protected by intellectual-property laws. You may not reproduce, distribute, or create derivative works from it without prior written permission.

4. No Professional Advice

The Site and our retirement plan consulting and education services are provided for general informational and educational purposes only. Nothing on this Site constitutes investment, tax, legal, or accounting advice, and no fiduciary or advisory relationship is created by your use of it. 401Grow, LLC is not a Registered Investment Adviser, broker-dealer, or law or accounting firm. Any calculator outputs or illustrations are estimates, not guarantees of results. Consult your own qualified CPA, attorney, or financial professional before making decisions specific to your situation.

5. Third-Party Links

The Site may link to third-party websites or services we do not control. We are not responsible for the content, policies, or practices of those third parties, and a link does not imply endorsement.

6. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

7. Limitation of Liability

To the fullest extent permitted by law, 401Grow, LLC and its owner will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site.

8. Changes to These Terms

We may revise these Terms from time to time. The "Last updated" date above reflects the most recent version, and continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to its conflict-of-laws principles. Any dispute arising under them is subject to the exclusive jurisdiction of the state and federal courts located in Ohio.

10. Contact Us

Questions about these Terms? Email scott@401grow.com.